CPA · CFP® · 10+ Years Tax Experience

Tax expertise and financial planning, working together for you

Most financial planners hand off your taxes. David handles both, so your financial plan and tax strategy are always aligned.

Schedule a free call Our process

A comprehensive plan built around your life

Every area of your financial life is connected. David plans them that way.

Retirement planning

401(k), IRA, Roth conversion strategy, and Social Security optimization tailored to your timeline.

Tax planning

Year-round strategy, not just filing. Minimize your tax burden across your full financial picture.

Investment planning

Portfolio review, asset allocation, and tax-efficient investment strategy aligned to your goals.

Education planning

529 strategy, contribution planning, and college funding guidance for your family.

Insurance planning

Life, disability, and umbrella coverage review to protect what you have built.

Estate planning

Coordination with a trusted estate attorney to align your financial and legal documents.

How we build your financial plan

A proven six-step process, the same framework used by CFP® professionals, tailored to your unique situation.

1

Understanding your situation

We start by getting to know you: your income, assets, debts, family situation, and what you want your financial future to look like. No judgment, just a complete picture.

Free introductory call Data gathering Document review
2

Identifying your goals

We define what success looks like for you: retirement age, education funding, building wealth, protecting your family. Both short-term and long-term priorities.

Retirement timeline Family priorities Risk tolerance
3

Analyzing your full financial picture

David reviews everything: cash flow, tax situation, retirement accounts, investments, insurance coverage, and estate documents to identify gaps, inefficiencies, and opportunities.

Tax analysis Retirement projections Insurance gap review Net worth snapshot
4

Developing your plan

A written, personalized financial plan covering all six areas with specific, prioritized recommendations you can act on. Not a generic report. Your plan.

Written plan delivery Prioritized action items Tax strategy integration Estate attorney referral
5

Presenting and implementing

We walk through the plan together, answer every question, and prioritize next steps. David helps coordinate implementation from adjusting contributions to connecting you with the right professionals.

Plan review meeting Implementation support Professional referrals
6

Monitoring and updating your plan

Life changes, and your plan should too. Ongoing planning meetings keep your financial strategy current as your income, family, and goals evolve over time.

Annual planning meetings Year-end tax review Plan updates Ongoing access

A rare combination of credentials and experience

Very few advisors bring deep tax expertise and CFP® financial planning together under one roof.

CPA + CFP® in one

Tax planning and financial planning are deeply connected. David handles both with no handoffs and no gaps.

Fee-only fiduciary

David is legally required to act in your best interest. No commissions, no product sales, ever.

Broad client experience

David works with individuals, small businesses, landlords, nonprofits, and trusts across the Millis area.

Local and personal

Based in Millis, MA. David works with a select number of clients to ensure every relationship gets real attention.

DH

David Hill

CPA, CFP® · Millis, Massachusetts

David holds a Bachelor of Science in Accounting and Business Economics from the University of South Carolina, as well as a Master of Taxation, also from the University of South Carolina.

A licensed CPA and CFP®, David has been serving individuals and businesses in the Greater Millis area for over 10 years. He works with a wide range of clients including individuals and families, small businesses, landlords, nonprofit organizations, and trusts.

His background in tax combined with his CFP® credential allows him to provide truly integrated financial planning, where your tax strategy and your long-term financial goals work together from day one.

CPA licensed CFP® certified MS Taxation, USC BS Accounting, USC Fee-only fiduciary Millis, MA

Ready to get started?

Schedule a free 15-minute introductory call. No obligation, no pressure.

Phone

774-291-9699

Email

DJHillCPA@gmail.com

Location

Millis, Massachusetts

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